Unpaid Rent

MSI offers a guarantee for landlords against rent defaults by their tenants. The coverage includes reimbursement of unpaid rent, damages caused by non-payment of rent, recoverable costs, and legal fees and expenses.

This coverage applies to both residential and commercial leases: private residences, commercial properties, or other premises.

Comprehensive Home Insurance

Required by law, this coverage must be purchased by tenants renting unfurnished properties; it protects against rental risks and damage caused by fire, water damage, or explosions.

Supplemental Non-Occupant Landlord Coverage

The purpose of the Non-Occupant Landlord Coverage (CBNO) is to provide coverage after the condominium association’s or home insurance policy’s coverage has expired. This includes rental risks such as insufficient personal liability coverage on the tenant’s part, as well as the client’s personal liability as a property owner to cover the costs of police and municipal intervention (in the case of evictions, for example).

Non-Occupant Landlord

Even if a tenant has purchased comprehensive home insurance covering major risks, this is not sufficient to cover all of the landlord’s risks. This insurance provides effective, low-cost protection for your rental investment.

“Property and Casualty” and Miscellaneous Risks “À LA CARTE”

Programs covering property damage, industrial risks, aggravated risks, canceled policies, or hybrid risks, as well as special risks and all other types of business: “customized contracts.”
Optional placements with Lloyd’s or with LPS (Freedom to Provide Services) principals.